THE VANILLA NEWSLETTER

Expand Your Knowledge Base

Deep dives on money, investing, personal finance, & wealth-building.

Living off Dividends 101 (The Magic Number)

Living off Dividends 101 (The Magic Number)

July 08, 2023

Dividends are really the truest form of passive income in terms of you not needing to do any work once it’s been set up. This is because dividends are a relatively stable source of income.

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Cash Flows Made Simple

Cash Flows Made Simple

December 20, 2023

Berkshire Hathaway made $24.8 billion dollars in operating profit, but when they showed their earnings, it was only $4 billion. This is largely due to a loss in unrealized capital gains, which happened because some of their investments in the stock market lost value.

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How You Can Become A Millionaire: Index Fund Investing For Beginners

How You Can Become A Millionaire: Index Fund Investing For Beginners

June 24, 2024

If you save $200 dollars every month, kind of like putting it aside for later, and let it grow by 8% each year, and you keep doing this for 45 years, you'll have more than a whopping one million dollars!

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Why Your First $100,000 Is So Hard (And The Next Is Not)

Why Your First $100,000 Is So Hard (And The Next Is Not)

March 31, 2024

Charlie Munger, famous billionaire investor and vice chairman of Berkshire Hathaway, believes that the first $100,000 dollars is the hardest to amass. Once you achieve the $100k dollar mark, it will be significantly easier to reach $200k, then $300k, and so on.

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Revolutionize Your Wealth: Unlock the 8 Golden Rules of Investing (Warren Buffett)

Revolutionize Your Wealth: Unlock the 8 Golden Rules of Investing (Warren Buffett)

August 27, 2023

Warren Buffett is known today as one of the best investors to have ever lived. If you had invested just one thousand dollars in his investment company, Berkshire Hathaway, when he took it over. You would have over 21 million dollars today even with the shaky market conditions.

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Why Investors Enjoy Dividends (And Why They Can Have Downsides)

Why Investors Enjoy Dividends (And Why They Can Have Downsides)

October 07, 2023

John D. Rockefeller, the first billionaire in history, once remarked that his sole enjoyment in life came from the proceeds of dividends. It's evident that individuals hold a fondness for dividends, and this sentiment is for good reason.

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Invest Like a Pro: Make $100 a Day with Index Funds

Invest Like a Pro: Make $100 a Day with Index Funds

May 06, 2023

From a statistical standpoint, this approach is likely the simplest route for about 99% of investors to accumulate wealth. It's important to note that this isn't an overnight success plan and absolutely, this isn’t a scam.

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Active Vs Passive Investing Debate

Active Vs Passive Investing Debate

November 12, 2023

The active versus passive debate can become quite heated among investors. While most investors agree on the importance of investing for personal finance, they can't seem to reach a consensus on the best approach.

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How Short Selling Works

How Short Selling Works

July 15, 2023

Shorting offers a lopsided payoff structure, where your potential gains are limited, but the potential losses are uncapped. This means that in theory, you could potentially lose an unlimited amount of money.

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